Here at the Embrescia Wealth Management Group, we provide a variety of services that help complete your entire financial life. Please click on the "View More" boxes above to see in detail how we can help clients. Keep in mind, we do not provide any type of estate/tax services but seek to point you in the right direction with an appropriate professional that suits your situation.
Financial Plans for a Fee
We do provide financial plans for a fee. We follow the financial planning process which allows us to go in depth on your financial life. These plans provide a road map that may help reach your financial goals and needs. The fee for the plan is dependent on the complexity and amount of time spent on it. This will be discussed during the first few meetings.
* This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax/legal advisor.
Comprehensive financial planning involves a very detailed review and analysis of all facets of your financial life. These include areas like cash flow analysis, retirement planning, college planning, risk management, investment management, tax management, and estate planning. The plans can also include complex life issues that are different thank your average individual. You will receive a booklet that outlines all information and calculations discussed in the planning meeting. This will be your “road map” for the goals laid out in our earlier meetings. This type of planning allows individuals to see the entire picture at once and can act according to levels of importance.
Modular financial planning is for the most part, a comprehensive financial plan over a span of time. Modular planning looks at one or two things as part of the comprehensive financial plan and complete that before moving on. Think of it as “completing one module at a time.” This is usually a more popular choice for clients because it allows them to pick the more important things to tackle in their life first before moving onto the next piece. You don’t want to be talking about life insurance if you came to us first to tackle student debt! You will receive a smaller booklet that outlines the scope of work that we wanted to conquer first and will be discussed in-depth during our meeting.
Minimum Fee: $2,500
Minimum Fee: $800/module
* You are under no obligation to use the services of any of the 3rd party entity suggested, and may choose any qualified professional to provide professional services (Tax, CPA, Legal, Mortgage, etc.). 3rd party entities and their services are not affiliated with LPL Financial, The Embrescia Wealth Management Group, or Stratos Wealth Partners.